1. Pre-approval
By filling out the application we will confirm that you have sufficient funds for the purchase of your property.
Finance your property
with Loni.
At Loni we make hard things easy. We help you dollarize your assets and generate income in dollars. We search and get the lowest interest rates among the most important banks in the United States, so you can buy your property quickly and efficiently. We will offer you all the mortgage options for which you qualify.
Why is it so easy?
Because at Loni, we make it easy.
Just fill out the application form to get a fast and effective pre-approval or, if you prefer, contact us! We will fill out that application online and you will get an immediate pre-approval.
Your loan approval
We always believe that the financing process is tedious and with a lot of paperwork involved. Thanks to Loni and according to your financial profile we can achieve that final approval in just five minutes. We are sure you will have these documents at hand. Documents as simple as your bank statements, passport copy and even an electricity bill. We will help you with the whole process from start to finish. The heavy lifting is on us.
Your down payment could be as low as 25% of the value of the property.
The bank would lend you the remaining 75%.
At Loni we will always look for the best benefit and the most favorable conditions for you and your loan. That is why in most cases the down payment could be as low as 25% of the value of the property. In addition to this, from a very early stage of the process, we will negotiate your interest rate with the bank for you, so that from the beginning you have a complete understanding of the value of your monthly payment, including insurance and taxes to be paid on the property.
What is the process like?
2. Find your property
A copy of this pre-approval letter will be given to the real estate agents in our database, who will help you find the perfect property for you.
3. Approval
With your signed purchase contract and the necessary documents, we will arrange for your loan to be approved.
4. Prepare for closing
We will notify you once your loan is approved. At this stage, while the title is being prepared in your or an LLC's name, you will be able to choose the insurance policy for your property.
5. Receive the keys to your property
You will be able to sign the closing documents in the United States or from the country you are in. That same day you will receive the documents certifying that you are the new owner of the property.
Types of Loans
International Loan
Perfect for foreigners who do not live in the United States and are borrowing money to buy property in this country.
Commercial Loan
With this loan you can purchase commercial real estate such as offices, retail space, gas stations and more.
Construction Loan
Aimed at people who are looking for money to buy a lot of land and build their own home.
Domestic Loan
Directed to residents and citizens of the United States.
Private Loan
If you are a client looking for immediacy in the disbursement of credit and without so many documents, this is the right one for you.
Quickly calculate
your loan payment
Estimated monthly payment:
$ 0.00
Insurance
Principal + Interest
Taxes
$
$
%
/Year
$
/Monthly
$
/Year
/Year
$
/Monthly
Depending on the type of property::
*The loan value must be equal to or less than 75% of the property price.
**The value of the down payment must be equal to or greater than 25% of the property price.
With Loni WhatsApp
our team is one message away.
With Loni WhatsApp,
our team is one message away.
What our clients are saying
